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About Klarna

Security, Convenience, and Flexibility for your purchases.

 

You can split the cost of your purchase into three interest-free installments. The first payment is made immediately upon completing the purchase, while the next two installments are automatically scheduled for payment every 30 days.

 

This is how your payments work with Klarna.

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Lorem ipsum dolor At the store checkout

Select Klarna and enter your debit or credit card details. The payment will be processed interest-free and with no additional fees. As part of the approval process, Klarna will perform a simple search in a financial behavior data file.

This process will not affect your credit score.

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When your order is shipped

Once our store confirms that your order has been dispatched, the first installment will be charged to your card.

You will be notified once the payment processing is complete.

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Payment every 30 days

After the first payment, the following installments will be automatically charged to your card every 30 days. You will be notified in advance of each charge.

The process is interest-free and with no additional fees.

 Regarding your credit score

Does Klarna affect your credit score?

When you use Klarna to split your purchase into 3 interest-free payments, we perform a simple (soft) credit check. This will not affect your credit score; it simply helps us confirm that you are paying your obligations on time.  

How do credit checks work?

There are two types of credit checks: thorough (hard) and simple (soft). The simple credit checks we perform for the Pay in 3 option do not affect your score because they are not shared with other credit agencies. If you are interested in one of our financing options, a thorough credit check may be required. This type of check will be reported to credit agencies and will appear as an inquiry on your credit report. Monthly financing through a credit account with Klarna is provided by WebBank, a member of the FDIC. 

Section titleWhy choose Klarna?

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  • Interest-Free. No Fine Print: Buy now, pay later is an alternative to your credit card, offering you the flexibility you need, whenever you want, without losing control. By splitting the cost of your purchase into 3 smaller payments with Klarna, you won't pay any interest.

 

  • Freedom in Your Online Shopping: Paying after delivery allows you to try before you buy and is the easiest way to shop online. Complete your payment 30 days after your purchase, with no extra cost. Inform us of any returns directly through our app and only pay for the products you choose to keep.

 

  • Full Transparency: With instant credit approval, you can complete your purchase directly with full transparency. It’s the simplest sign-up process you’ve ever used. View a full overview of your payments online or in our app.

 

 Find more here